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Financial Calculators

  • All
  • College
  • Consumer Debt
  • Estate
  • Finances
  • Insurance
  • Investing
  • Retirement
  • Taxation

Retirement Savings

Retirement can be the saddest or happiest day of your life. This pre-retirement calculator will help you determine how well you have prepared

IRA Eligibility

Many factors can affect your eligibility and contribution limits to either the Traditional IRA or Roth IRA — tax filing status, your current earned

Roth IRA Conversion

A Roth IRA is a great way for clients to create tax-free income from their retirement assets. Yet, keep in mind that when you convert your taxable

Impact of Inflation

It may surprise you how much inflation can erode purchasing power. Use this calculator to estimate how much more income you may need when

Cost of Waiting

A penny saved is a penny earned, but a penny saved today is a penny potentially earning more. Use this calculator to determine how

Home of Affordability

When you’re buying a home, mortgage lenders don’t look just at your income, assets, and the down payment you have. They look at all of your 

Loan Acceleration

Over the course of loan amortization, you will spend hundreds, thousands, and maybe even hundreds of thousands in interest. By making a 

Home Refinance

Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages. Even though rates have crept

Credit Card Payoff

Americans today owe more money than ever before. The fact that ‘interest never sleeps’ means that the situation will continue to worsen unless 

Lease vs. Purchase

Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial

Life Insurance Need

Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in creating a sound financial plan for you and

Life Expectancy

With medical advances and improved lifestyles, life expectancies in the United States are on the rise.* Use this basic calculator to help determine how

LTC Insurance Need

There are basically three ways to fund your long-term care needs: self-insure, qualify for Medicaid, or obtain long-term care insurance. Use this

Net Worth

In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth

Cash Flow

Businesses generate a Source and Uses of Funds statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow

Lifetime Earnings

Most people earn a small fortune during their lifetime. Yet many of them are unaware of how their annual income adds up over the years.

Future Value Estimator

Compound interest can have a dramatic effect on the growth of a series of regular savings and initial lump sum

Lump Sum vs. Payments

Use this calculator to help determine whether you are better off receiving a lump sum payment and investing it yourself or receiving equal payments over

Number of Periods

Compound interest can have a dramatic effect on the growth of a single deposit. Use this calculator to determine how many years an existing savings

Saving For College

With college costs increasing at twice the rate of inflation, it is important to start saving early. Interest working for you now in a regular savings program

Risk Profiler

On your way home from work, do you drive in the slow lane or the fast lane? Each person has a different propensity for risk. When investing, this

Taxable vs. Tax-Deferred

Tax-deferral can have a dramatic effect on the growth of an investment. Use this calculator to determine the future value of an investment being subject to income tax each year versus

Needed Savings

What are you saving for? A computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular

Asset Allocation

Over 90 percent of investment returns are determined by how investors allocate their assets versus security selection, market timing, and other factors.

Savings Growth

It may surprise you how much more you could accumulate in savings simply by repositioning assets to potentially achieve a higher return. Even a one, two,

Income Tax

Taxes are unavoidable and without planning, the annual tax liability can be very uncertain. Use the following calculator to help determine your estimated

Paycheck Analyze

Contributions to a qualified plan, participation in a company-sponsored cafeteria plan, change in filing status, or the number of allowances claimed will

Federal Withholding

Each April many taxpayers are surprised as they realize that they have either over-withheld or under-withheld on their taxes. Use this paycheck 

Estate Taxes

In 2018, estates worth up to $11.2 million will be excluded from paying the federal estate tax. This means that the federal government could ‘inherit’